How to Ensure you Don’t Outlive your RRIF

Do you have the majority of your Retirement Income sheltered inside an RRSP? Do you know how much Income your RRSP will produce for you in your retirement years? Are you worried about how long your Savings will Last? These are three things we help Investors understand...

Does your Life Annuity Do This?

Life Annuities may be one of the greatest ignored financial tools of the last 5 years, but why? Some people shy away from Life Annuities in Canada these days because of the lower interest rate environments, and the fear of what happens if they die prematurely, and do...

The Few choices left for a GMWB in Canada

The landscape for a GMWB or a GLWB has changed dramatically in only one year. 1 Year ago there were a dozen companies that you could consider for a Personal Pension, with a lifetime guarantee of Income, today there remains only 4! Manulife Income Plus has survived,...

How to Create Tax Free Income for life with a TFSA & GMWB…

Have you ever wondered how you can create Income for Life, let alone Tax Free Income for Life? It is known that it is not how much you have, but how much that you keep which is important. It is not about having a lot of money in retirement, but how much of that money...

Desjardins Helios Suspends its GMWB or GLWB for now…

Urgent NEWS… As of April 27th 2012, Desjardins will no longer give new clients the opportunity to receive the GLWB or GMWB guarantee inside their Helios Investment Product. Yet another company has pulled back from this industry as Historically Low Interest Rates...